Why do healthcare facilities need workers comp insurance?
We know the healthcare industry has a fast paced environment. The day to day duties can cause an injury. The CDC says "Cases of nonfatal occupational injury and illness with healthcare workers are the highest of any industry sector."With workers compensation insurance, you can rest easy knowing that your employees are taken care with potential medical bills & that you can not be sued by them in a work accident instances.
With high risks comes the potential for large financial losses. Without workers compensation for your healthcare facility, you could be paying a lot out of pocket. This could put you in a tough financial situation or leave you with less money to put into your business that you worked so hard for.
SHOWING YOUR EMPLOYEES YOU CARE
Retention of employees & employee happiness is so important in the healthcare industry. Direct Work Comp can help you set up a return to work program, give safety procedure advice, and provide counseling connections to keep your employees happy and healthy. These programs will show your employees you care, helping with overall employee retention & helping to reduce injury claims.
Avoiding all risk is pretty much impossible in the healthcare industry. Higher risk can result in higher premiums. At Direct Work Comp, we can help give advice on safety procedures that need to be put in place or training programs that need to be implemented to reduce these premiums & claims in the long-term.